I understand that I can't pick where my weight is coming off... but I'm hoping to try and tone (as much as I can) my lower belly which the weight is coming off slowest.

I am walking hills everyday which is helping many areas as well as I just started some smaller free weights for my arms but need to do something about this lower belly. Even if the fat isn't going to come off their fast, I'd like to at least tighten it up.

Any suggestions anyone has would be greatly appreciated.

Thanks everyone!

Callanetics help tremendously. If you can get the original Ten Years Younger in Ten Hours, with Callan Pinckney, and the new Callanetics Evolution, with Sandra Hanna, and combine whatever exercises suit you, you'll have grand choices. The newer program has some approaches and techniques which I apply to the original program. I really enjoy doing them, how they make me feel, and look.

Callanetics is super for toning, as well as other flexibility and strength.

For me, they are miracle exercises.

You might even be able to get the DVDs from the library.

All the best to you.

I find swimming laps really helps my core, especially if I "think" about it as I'm stroking. I walk away from the pool with the sensation that my abs got a work out as well as my arms and legs.

You might also look at Primal Fitness - a free download at http://www.marksdailyapple.com/ with registering with the site and his "plank" work for the abs.

If you lay flat on your back, and extend both legs straight in the air (at a right angle to your upper body) and bring your legs down slowly (while keeping them straight - not bending knees) and not letting your heels touch the floor, this targets the lower abdomen. My personal trainer has me do 15 reps of these during my ab workouts 3 times a week.

Winsor Pilates.

If you look in my gallery at my lowest weight pics from back in 2003, you'll see just what it can do, AND it was easy on my back.

I'd recommend it to anybody plus it has kept my abdomen strong, even after all this time.

I second this as I've been taking Pilates classes on and off for a couple of years now and its fab! It totally works your core (front and back)muscles. There are many dvds you can find online that are not expensive and are for beginners.

Thanks everyone!

Here's 1 from my physical therapist and one from personal experience:

Pelvic Press: Lie on your back, knees bent. Pres the small of your back (tillting pelvis) to the floor as hard as you can. Hold for 5 seconds; relax 10 seconds, repeat. Build up to 10 seconds. After a couple of days at 10 seconds, add bent knee legs lifts: while back is pressed to the floor, raise one leg 90 degrees while holding back press. Alternate legs. This got my core stronger and stomach flatter FAST.

My personal-experience one: get a torso track. I bought mine new 10 years ago but picked one up for a friend on CL for $7. They tone you from elbows to thighs but really get your midsection tightened up.

http://www.torsotrack.com/

Hovers work my core. prop yourself up on elbows, face looking at the floor. Knees to the floor, body long. You can also be on your toes for a harder workout. Butt back shoulders are aiming to be as flat as possible. Watch the butt doesn't point up creating a tent shape. Hold for 1 minute, as long as you can. Relax when u need to repeat as you can. I get a trashy mag, and read short articles during sets.