Mon, Jan-20-14, 15:26
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Experimenter
Posts: 25,866
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Plan: DDF
Stats: 202/185.4/179
BF:
Progress: 72%
Location: San Diego, CA
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Are you sure about that, Matlock? There are Federal gov. subsidies that go up to 400% (I think) of the poverty level. Something like 50,000-60,000 you still get a small subsidy. Depends on how many in your family, of course.
I live in CA and the ACA has definitely lowered prices here. I get it through my employer, but if I didn't I would be paying easily $100 less, for a premium plan, than what I had available via COBRA many years ago. I was pretty impressed. And that was without being eligible for any subsidy.
Quote:
This tool illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). Beginning in October 2013, middle-income people under age 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, can apply for tax credit subsidies available through state-based exchanges. Additionally, states have the option to expand their Medicaid programs to cover all people making up to 138% of the federal poverty level (which is about $33,000 for a family of four). In states that opt out of expanding Medicaid, some people making below this amount will still be eligible for Medicaid, some will be eligible for subsidized coverage through Marketplaces, and others will not be eligible for subsidies. With this calculator, you can enter different income levels, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance. As premiums and eligibility requirements may vary, contact your state’s Medicaid office or exchange with enrollment questions. The Foundation encourages other organizations to feature the calculator on their websites using the embed instructions.
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http://kff.org/interactive/subsidy-calculator/
Best thing to do is go to healthcare.gov and see what you qualify for, if your state doesn't have it's own exchange.
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