From what I have figured out, to get the treatments we are looking for, holistic, insurance wont cover much. My VERY expensive insurance wont cover HRT. They ok,d the surgery but NOT the replacement hormones. Seems they refuse treatments and tests to keep more money in their pocket. Insurance companies are a business, out to make money.

My family in Germany can see doctors and get services for free. Just because they live there.

Renewal for our policy is coming up. We are looking at a very basic coverage instead and use the "extra" for out of pocket expenses.

Each time I track down a holistic doc, they have upgraded their clientel. And no longer available to a pion.